Loans for Commercial or Investment purposes only.
Loans captured under the National Consumer Credit Protection Act 2009 or Third Party Loans will not be considered.
- Property Purchase
- Refinance / Portfolio finance restructure
- Development/Construction Finance
- Equity release
3 to 24 months.
From $500,000 to $5,000,000. Larger loan amounts may be considered.
First registered mortgage over Real Property within Australia.
General Securities Agreement and personal guarantees from the Director(s)/Principal(s)
Security Property Type
Residential, Commercial and Industrial – Established or Vacant Land
Specialist security will not be considered
All Security Property to be independently valued by panel valuer of Vertex.
Up to 65%. May consider up to 70%.
Fees & Rates
Priced upon application and assessment
Interest to be pre-paid within the approved facility. Borrower may service monthly interest payments subject to satisfying serviceability criteria.
Clean credit record and a successful history in transacting of assets similar to the Loan Security offered.
A clear loan exit strategy must be provided.
Sale or refinance of the security property or a facility restructure is acceptable subject to Vertex confirming that the proposed exit is reasonably achievable.
Experienced property investors/developers with a proven track record.
Australian Residents and/or Australian registered companies/entities only.